Nevada Mortgage Lender
The lender your realtor wishes you had called first
Pride Lending is a Nevada mortgage lender serving buyers across the state. Offering FHA, VA, conventional, USDA, and portfolio loans for first-time buyers, self-employed borrowers, LGBTQ+ buyers, and anyone the mortgage industry has overlooked.
Why Borrowers Choose Pride Lending
Meet Your Nevada Loan Officer
Andrew Dort
- NMLS: 1650297
- Phone: 725.780.5001
- Email: andrew@pridelending.com
- Licensed In: AL, AR, CA, CO, FL, GA, KS, MI, MN, NV, NM, NC, OH, OK, SC, TX, UT, WA
What Our Borrowers Say
Andrew was the best thing that happened to us when finally took the plunge and bought a home. Clearly we had no idea what it all entailed, but Andrew was right there with his superior experience and knowledge in this field. He made us feel so comfortable, and answered every dumb question we had. Answered every phone call and text and email within mins. He never left us hanging, even if it wasn’t who we should be asking (maybe it was a question for our realtor but we didn’t know it) he was right there to help. This is the guy you want, hands down!!
– Rachel Z.
I appreciate working with an LGBTQ business owner, but even more so when that business owner makes the process of financing a new home easy to understand, simple to complete, and cost competitive to the market. I particularly appreciated Andrew’s professionalism, excellent communication, and attention to detail. I would recommend him and a Pride Lending to anybody looking to buy or refinance a home.
– Janel P.
Andrew was an amazing help and made the home buying process so much easier. He was so patient with us explaining everything, answering any question we had. He also had amazing communication every step of the way!
– Michele H.
The Nevada Housing Market Right Now
Nevada’s housing market has shifted meaningfully in favor of buyers over the past year. Inventory is up from pandemic lows, sellers are negotiating more than they have in years, and homes are sitting on the market longer. If you have been waiting for the right time to move, conditions today are more favorable than anything we have seen since 2019.
Northern Nevada
Median Home Price
$575,000
Avg. Days on Market
54 days
Homeownership Rate
55%
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Click a region to explore market data.
See What Your Monthly Payment Could Look Like in Nevada
01
Get Pre-Approved Online
Fill out a short application and we will get to work on your file right away.
02
Your Loan Officer Reaches Out
We review your file and contact you. We will walk you through your options and answer every question.
03
Find Your Home and Close on Time
We keep the process moving so your closing date is the date you actually close.
Down Payment Assistance Programs in Nevada
Nevada Housing Division Home Is Possible
Available to both first-time and repeat buyers statewide. Provides up to 5% of the loan amount toward down payment and closing costs at a one-time fee of $755 at closing. Works with FHA, VA, USDA, and conventional loans. Minimum 640 credit score required.
NHD Home First
Provides $15,000 in down payment assistance, forgivable after three years if the home remains your primary residence. No first-time buyer requirement. One of the most straightforward programs available in the state.
NHD Worker Advantage Program
Launched December 2025, this program provides $20,000 in down payment assistance for essential workers purchasing a primary residence in Nevada. Funded at $18 million and available on a first-come, first-served basis.
NHD Home Is Possible for Teachers
Nevada public school educators K through 12 can receive up to $7,500 in down payment assistance, forgivable after five years of continued primary residency. Minimum 640 credit score required.
Helpful Insights for Nevada Homebuyers
Why Value Driven Real Estate Agents Choose Pride Lending
Real estate agents do not just need a lender who can close a loan. They need a lending
November 21, 2025
Trump’s Proposed 50 Year Mortgage Is Not the Solution We Need
The President’s latest idea to “solve” the housing affordability crisis is a 50-year mortgage. On the surface, it
November 14, 2025
Trump Is Undermining the CFPB, And Borrowers Will Pay the Price
Let’s be clear. The Consumer Financial Protection Bureau is being dismantled before our eyes. Under President Trump’s leadership,
November 7, 2025
Nevada Mortgage Questions, Answered
What credit score do I need to buy a home in Nevada?
It depends on the loan type. FHA loans require a minimum score of 580 with 3.5% down, or as low as 500 with 10% down, with 2026 loan limits starting at $472,030 for most Nevada counties. Conventional loans require 620 or higher, and Nevada Housing Division programs typically require a minimum of 640. If you are not sure where your credit stands, a quick conversation with your loan officer will tell you exactly where you are and what needs to happen before you apply.
How much is a down payment on a house in Nevada?
It depends on the loan. FHA requires as little as 3.5%. Conventional can start at 3% for qualified buyers. VA and USDA loans require zero down for eligible borrowers. With Nevada’s median home price around $440,000 in Southern Nevada, a 3.5% FHA down payment runs about $15,400. Nevada’s down payment assistance programs can cover some or all of that depending on which you qualify for.
Does Nevada have down payment assistance for first-time buyers?
Yes, and several programs are also open to repeat buyers. The Nevada Housing Division runs Home Is Possible, Home First, and the new Worker Advantage program, offering assistance ranging from 5% of the loan amount up to $20,000 in direct assistance. Eligibility depends on income, credit, and the program. We will find the ones that apply to you.
Can I get pre-approved before I find a home in Nevada?
Yes, and you should. In markets like Las Vegas and Reno, well-priced homes still move quickly. A pre-approval letter tells the seller you are serious and your financing is already in motion. It also gives you a real budget before you start touring. You can start your pre-approval right here.
What is the FHA loan limit in Nevada?
For 2026, the FHA loan limit for most Nevada counties is $524,225 for a single-family home. Clark County (Las Vegas) and Washoe County (Reno) may have different limits based on median home prices. Your limit depends on the county where you are buying.
What makes Pride Lending different from other mortgage lenders in Nevada?
Lending was built for buyers who have not always felt welcome in this industry. Andrew Dort founded the company in Las Vegas specifically to serve LGBTQ+ buyers, BIPOC communities, first-time buyers, and self-employed borrowers. He knows the Nevada market, the local lender landscape, and how to get deals done when other lenders struggle. You are not getting a call center. You are getting the person who built this company invested in your outcome.