Colorado Mortgage Lender
The lender your realtor wishes you had called first
Pride Lending is a Colorado mortgage lender serving buyers across the state. Offering FHA, VA, conventional, USDA, and portfolio loans for first-time buyers, self-employed borrowers, LGBTQ+ buyers, and anyone the mortgage industry has overlooked.
Why Borrowers Choose Pride Lending
Meet Your Colorado Loan Officer
Corey Tressler
- NMLS: 1767005
- Phone: 720.401.9857
- Email: ctressler@pridelending.com
- Licensed In: AL, AR, CA, CO, FL, GA, NV, NC
What Our Borrowers Say
Corey did such a great job getting this deal done. The numbers came back better than I expected for our mortgage and I’m grateful for the knowledge Corey shared. He also recommended a local realtor who also did a great job. While buying a house can be stressful because of all the options and the speed things go once an offer is accepted, it felt like we were in control and kept things progressing. We will totally work with Corey whenever we outgrow our current home.
– Kyle D.
Working with Corey was truly exceptional. He is incredibly responsive, knowledgeable, and genuinely invested in making the lending process smooth from start to finish. As a realtor, having a lender you can trust is everything, and I can confidently say I’d refer Corey to any of my clients without hesitation. I honestly couldn’t imagine using anyone else. Not only does he know his craft inside and out, but he’s also just a great guy who shows up, communicates, and delivers every single time. If you want a lender who makes the entire experience seamless and stress‑free, Corey is the one.
– David C.
The Colorado Housing Market Right Now
Colorado’s housing market has become more balanced heading into 2026 than it has been in years. Inventory is up, price reductions are more common, and the frantic pace of 2021 and 2022 has cooled significantly. Buyers who have been sitting on the sidelines now have more time, more choices, and more room to negotiate than at any point this decade.
Front Range
Median Home Price
$575,000
Avg. Days on Market
47 days
Homeownership Rate
62%
Loading map...
Click a region to explore market data.
See What Your Monthly Payment Could Look Like in Colorado
01
Get Pre-Approved Online
Fill out a short application and we will get to work on your file right away.
02
Your Loan Officer Reaches Out
We review your file and contact you. We will walk you through your options and answer every question.
03
Find Your Home and Close on Time
We keep the process moving so your closing date is the date you actually close.
Down Payment Assistance Programs in Colorado
CHFA Down Payment Assistance Grant
Offered through the Colorado Housing and Finance Authority, this grant provides up to $25,000 or 3% of the loan amount, whichever is less, with no repayment required. Available to income-qualifying buyers working with a CHFA-approved lender. Requires a homebuyer education course and a minimum 620 credit score.
CHFA Second Mortgage
Provides up to $25,000 or 4% of the loan amount as a deferred second mortgage, repaid when you sell or refinance. An option for buyers who need more assistance than the grant provides or who don’t meet grant income limits.
MetroDPA
Available to buyers purchasing in the Denver metro and Front Range communities. Provides a zero-interest second mortgage with no monthly payments, forgiven after a defined period of primary residency. Targeted at low-to-moderate income buyers.
NeighborhoodLIFT
Provides $15,000 in down payment assistance for qualifying buyers purchasing in Adams, Arapahoe, Denver, Douglas, or Jefferson County. Requires homebuyer education and income limits apply.
Helpful Insights for Colorado Homebuyers
Why Value Driven Real Estate Agents Choose Pride Lending
Real estate agents do not just need a lender who can close a loan. They need a lending
November 21, 2025
Trump’s Proposed 50 Year Mortgage Is Not the Solution We Need
The President’s latest idea to “solve” the housing affordability crisis is a 50-year mortgage. On the surface, it
November 14, 2025
Trump Is Undermining the CFPB, And Borrowers Will Pay the Price
Let’s be clear. The Consumer Financial Protection Bureau is being dismantled before our eyes. Under President Trump’s leadership,
November 7, 2025
Colorado Mortgage Questions, Answered
What credit score do I need to buy a home in Colorado?
It depends on the loan type. FHA loans allow a minimum score of 580 with 3.5% down. Conventional loans typically require 620 or higher. CHFA programs also require a minimum of 620. If you are not sure where your credit stands, a conversation with your loan officer will tell you exactly where you are and what needs to happen before you apply.
How much is a down payment on a house in Colorado?
It depends on the loan. FHA requires as little as 3.5%. Conventional can start at 3% for qualified buyers. VA and USDA loans require zero down for eligible borrowers. With Colorado’s median home price around $575,000 on the Front Range, a 3.5% FHA down payment runs about $20,100. Colorado’s down payment assistance programs can cover a significant portion of that depending on which you qualify for.
Does Colorado have down payment assistance for first-time buyers?
Yes. The Colorado Housing and Finance Authority offers grants up to $25,000 with no repayment required, as well as deferred second mortgage options. Metro Denver buyers may also have access to MetroDPA and NeighborhoodLIFT. Eligibility depends on income, location, and whether you have owned a home in the past three years. We will find the programs that apply to you.
Can I get pre-approved before I find a home in Colorado?
Yes, and you should. Even in a more balanced market, well-priced homes in Denver, Boulder, and Fort Collins still attract multiple offers quickly. A pre-approval letter shows sellers you are ready and your financing is already in motion. You can start your pre-approval right here.
What is the FHA loan limit in Colorado?
For 2026, the FHA loan limit for most Colorado counties is $524,225 for a single-family home. High-cost counties including Eagle, Garfield, Pitkin, and Summit can go significantly higher, up to $1,149,825. Your limit depends on the county where you are buying.
What makes Pride Lending different from other mortgage lenders in Colorado?
Corey Tressler has been working in this market for over a decade and brings a level of product knowledge and personal attention that call-center lenders cannot match. Pride Lending was built for buyers who have not always felt welcome in this industry, including LGBTQ+ buyers, BIPOC communities, first-time buyers, and self-employed borrowers. You are not just a file number here. You are getting a loan officer who is invested in your outcome.